PNZ members have exclusive access to business insurance options with coverage designed to meet the specific needs of Physiotherapy practice owners.
Business insurance is coverage for your property, whether it is buildings, contents or your stock against typical risks such as fire, theft, storm, breakage and other perils as defined in the policy wording.
See some examples of the type of coverage the Business policy would include:
|
Section |
Covers |
|---|---|
| Material Damage | Covers buildings, business contents and stock for fire and damage excluding natural disasters. |
| Business Interruption | Cover for loss of income in the event your business operations are hindered following an insured Material Damage peril. |
| Natural Disaster | Cover for building, contents, stock or business interruption (gross profit) for perils such as earthquake. |
| Additional Increased Costs of Working | Additional optional cover under Business Interruption to cover any costs associated with increased costs of working as a result of a business interruption e.g. renting a new premises or hiring equipment to continue the normal course of business. |
Please contact BMS today on 0800 999267 or pnz@bmsgroup.com to receive a quote.